ZTBL Karachi Jobs 2025 – Mobile Credit Officers & Officer Grade III Vacancies

Zarai Taraqiati Bank Limited (ZTBL) has announced new government bank job vacancies for 2025 in Karachi, Sindh, as published in the Jang Newspaper on 07 December 2025. The bank is inviting skilled, disciplined, and career-driven candidates for the roles of Mobile Credit Officer (MCO) and Officer Grade III. These full-time positions offer an excellent opportunity for individuals with Bachelor, Master, BS, and MS qualifications to join one of Pakistan’s most reputable agricultural development banks.

If you are interested in a long-term banking career with stable growth and professional development, this announcement is tailored for you.

About Zarai Taraqiati Bank Limited (ZTBL)

ZTBL is a leading government-owned financial institution dedicated to supporting Pakistan’s agriculture sector. The bank provides financial assistance, credit services, and modern agricultural financing solutions across the country. With a strong network of branches and customer services designed for rural and agricultural communities, ZTBL is recognized for:

• Its nationwide operational structure

• Focus on agricultural development and farmer support

• Professional working environment

• Progressive career opportunities

• Government-backed job security

ZTBL consistently hires qualified individuals to strengthen its financial services and expand its support for the agricultural economy.

Job Details — ZTBL Karachi Jobs 2025

Available Positions

1. Mobile Credit Officer (MCO)

This role involves customer interaction, loan facilitation, and field visits to evaluate credit needs of clients, especially within the agriculture sector.

2. Officer Grade III

A clerical and administrative position involving documentation, customer service, credit processing, and support in branch operations.

Required Qualifications

Candidates with the following academic backgrounds will be preferred:

• Bachelor’s degree (BA, BSc, B.Com, BBA, BS)

• Master’s degree (MA, MSc, MBA, M.Com, MS)

• Strong academic record

• Good communication and analytical skills

• Understanding of banking operations

• Knowledge of agricultural financing will be an added advantage

Fresh graduates and individuals with relevant banking experience may both apply, depending on the bank’s internal recruitment criteria.

Skills & Competencies Needed

To excel in these positions, applicants are expected to have:

• Strong interpersonal skills

• Good command over MS Office

• Customer dealing abilities

• Analytical approach to evaluating credit needs

• Basic knowledge of financial rules and banking procedures

• Professional attitude and discipline

• Willingness to work in field-based or office-based roles

Key Responsibilities

Although exact duties depend on the job title, typical tasks include:

Mobile Credit Officer (MCO)

• Visiting clients and evaluating their loan requirements

• Assisting farmers and small businesses with financing processes

• Preparing loan reports and documentation

• Ensuring compliance with banking policies

• Monitoring loan recovery and credit performance

Officer Grade III

• Handling customer queries

• Managing documentation and recordkeeping

• Supporting loan processing activities

• Daily branch operations support

• Reporting and administrative tasks

Job Advertisement

How to Apply — Application Process

To apply for the latest ZTBL Karachi jobs, follow these steps:

1. Read the full job advertisement published in the Jang Newspaper on 7 December 2025.

2. Prepare all necessary documents, including:

   • Updated CV

   • Copies of educational degrees

   • CNIC

   • Professional certificates (if any)

3. Submit your application through the official method mentioned in the advertisement (online portal or application link).

4. Ensure your application is submitted before 31 December 2025 or according to the deadline mentioned in the newspaper ad.

5. Selected candidates will be contacted by the bank for written tests or interviews.

Important Dates

• Posted On: 07 December 2025

• Application Deadline: 31 December 2025 (may vary as per official advertisement)